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Do I need a PODE?

Answer a few quick questions about the pensions in your case and I'll give you an indicative steer, based on the Pension Advisory Group report (PAG2, 2024). It's a guide only, not legal or financial advice.

Is a PODE report likely to be needed?

Rules-based triage from PAG2 Part 6 (Cases 1-12) and the complicating features at Para 2.5.

Any technical terms used here can be checked in the glossary.

Pension values, by Cash Equivalent

Total defined benefit and public sector transfer values (both of you combined)

Total defined contribution and personal pension values (both of you combined)

Combined total

£0

Complicating features: tick all that apply

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